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Jecintar is a married mother of three who lives in the Mukuru informal settlement of Nairobi, Kenya. She currently works as a textile retailer at the nearby Gikomba market. Due to the need for sanitation facilities at the market -- the largest open-air market in the country -- Jecintar would like to purchase two Fresh Life toilets.

Jecintar's main goals are to provide a sanitation solution in the market area and to establish herself as a successful entrepreneur. She intends to use the profits from this business to fund her children's education and buy her own house. Jecintar's dream is to be known as the pioneer of Fresh Life toilets in the Gikomba area.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 828
    View loans »
    Kenya Loans Fundraising
  • $46,969,425
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jecintar to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
May 19, 2013
Currency Exchange Loss:
Aug 17, 2014