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Nina S., 35, is married with 5 children. She has 2 years of experience in the food and restaurant business. She operates the restaurant and sells food to the public 6 days a week. She has received 1 prior loan from SPBD. She expects her weekly net cash flow to be 300 Tala (~125 USD).

SPBD loans are Nina’s only access to capital because she was never able to qualify for a loan from traditional banks. The loan will be used to organise the restaurant and purchase goods needed to run the restaurant . Her husband also helps out in running the business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Nina to purchase goods and equipment for the restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009