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Difficult living conditions force a person to focus their efforts and motivate existing resources. Oripa is one of such people, who tries to improve living conditions and stimulate her family's economic being. She is married and raising three children. Her husband is a migrant laborer in the Russian Federation. She started her business of buying and selling ice-cream four months ago because the current time is the season for such business. However, she did not have enough knowledge and money to develop her new business. She participated in the "Achieve Success" course, organized by the Association of Business Women, and obtained a certificate. Now she has good knowledge of how to develop her business. She is requesting a loan in the amount of 5000 somoni to purchase ice-cream and displays in order to develop her new business. She awaits your kindness.
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Трудное условие жизни заставляет человека направлять все свои усилия и мотивировать существующие ресурсы. Орипа является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Она замужем и на воспитании имеет 3 детей. Ее муж трудовой мигрант в Российской Федерации. Она 4 месяца назад начала свой бизнес купле продажей мороженного, так как данное время сезон для данного бизнеса. Однако у нее не хватала знаний и денег, чтобы развивать свой новый бизнес. Она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она имеет хорошие знания, как развивать бизнес. Она запрашивает займ на сумму 5000 сомони для покупки мороженного и витрины, чтобы развивать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Oripa to purchase ice-cream and displays in order to develop her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 20, 2013
Currency Exchange Loss:
May 22, 2014