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Mustarfa is a 51-year-old married man living in Bundibugyo, Uganda, with eight children. He has been in cocoa farming since 1996. He also gets a side income from cocoa products, which he buys from others and sells to the factory.

Unpredictable weather changes and price fluctuations affect his business growth, while his desire is to become the leading cocoa producer in the area. Mustarfa intends to use the loan to prune his garden and buy cocoa to sell.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Uganda

  • $1,800
    Average annual income
  • 130
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,589.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Mustarfa to prune his garden and buy cocoa to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 18, 2013
Currency Exchange Loss:
Dec 19, 2013