A loan of $1,650 helped a member to purchase stock for her tea shop and variety shop and make a better income.


Kinepna Group's story

“Kinepna” literally means "Hope" and these nine hardworking women named themselves Kinepna Group. Kimneichong is pictured with her hand raised and she is the featured borrower member. She says her participation in the Kinepna Group makes her stronger socially and financially. She also says hope is the driving factor to be successful in life. She is single and lives with her mother, brother and her sister-in-law.

Kimneichong runs a tea shop-cum-variety shop in the village where she lives. Her shop is located near her house. She sells a few essential commodities including candles, kerosene, salt, sugar, cereals, matchsticks, cigarettes (exported and local), betel nuts, betel leaves, shampoo sachets, etc. Her tea shop is busy – especially in the mornings when village elders throng in for chit-chat and to enjoy tea. She also prepares toast and puri in the morning. She wanted to help her brother and sister-in-law with the farm but opted for opening a tea shop and running a variety shop instead because her mother is old now. She manages the household chores and also takes care of her aged mother, so she is better off running the shop because she can stay close to her mother. She gets supplies from the city and sells them in the village at a little higher rate to make a profit. She also supports the family in household financial maintenance.

Her inception in the group enabled her to join a local investment group where one deposits a monthly saving and the amount can be withdrawn after the completion of a year. Her savings so far are small and she hopes to make larger savings once she can expand her shop by refilling with more stock. With this Kiva loan, she will purchase detergent soaps, detergent powder, rice and edible oils. Her future plan is to be able to run the shop without needing a loan, and she says she will work hard to achieve her plan. She thanks Kiva and WSDS for the support and enabling her to look forward to her plans. She says, "Thank you, Kiva."

In this group: Lhaineilhing, Nengboichong, Vahchong, Kimneichong, Lhingnei, Lhingcha, Kimjalhing, Chinlhing, Neineng
*not pictured



Loan details


Lenders and lending teams



Loan details