This is Anita, 51, resident of GMA, Cavite, Philippines. She is married to Mario and is the mother to their children. She and her husband are managing the household while operating the business. She continually works to provide income for their everyday expenses.
Anita operates a food stall. In the Philippines, the whole working community and most of the families eat home-cooked meals only in the evenings when all of the family members are at home to take part in the meal. This is not only a usual family tradition but is also a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one or two persons when buying cooked rice and viands cost less than raw food. Anita's regular customers are her neighbors and members of the local community. She earns a minimum of 500 PHP in sales every day.
To help her continue to operate her business, she is requesting a 10,000 PHP loan. She will use the loan to buy more products like meats, rice, vegetables, condiments and seasonings. She expects a boost in her business income as she expands her business.
Anita dreams that her business will continue to grow and she hopes for continuous health. She meets up with her co-fellowship members to share stories of her life and business every week, where she can also draw strength and inspiration from the Word of God she studies.
*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.