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Hana A., 41, is married with 5 children. She has 2 years of experience in the pancakes business. She sells to the villagers and local school children 6 days a week. She has received 5 previous loans from SPBD. She expects her weekly net cash flow to be 350 Tala (~145 USD).

SPBD loans are Hana’s only access to capital because she was never able to qualify for a loan from traditional banks. The loan will be used primarily to purchase ingredients needed for her food sales business. The remainder will be used to repair her house.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $8,121,500
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hana to purchase ingredients needed for her food (pancakes) business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009