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Maria Isabel

Update on Maria Isabel

María is a mother who struggles to find a way to get ahead. Her children are now adults and independent which makes her very happy and satisfied. With her husband's help, she sells food to a construction project on an order basis and also from her home.

She is requesting a loan to invest in her food business, hoping that this will improve her economy since food keeps getting more and more expensive. She must find a way to balance her home expenses with her business, which is her only means of income.
View original language description ↓
Doña María, una madre de familia esforzada busca como salir adelante, hoy en día sus hijos son mayores e independientes lo que le da mucha alegría y satisfacción, siempre se apoya con su esposo en la venta de comida que ahora prepara por encargo para un proyecto de construcción y también vende en su casa. Solicita este crédito para invertir en su negocio de comida, esperando le ayude a mejorar su economía ya que los alimentos cada vez están más caros y tiene que buscar la manera de cómo equilibrar los gastos del hogar sin descuidar su negocio, el único medio de sustento.

Previous Loan Details

Sra. Maria is a humble, determined, and hardworking woman who continues in her business of producing and selling tortillas and other food products from her home. Her work begins very early. She says that the financial support provided through the micro-loans have enabled her to maintain a solid... More from Maria Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Isabel to buy basic grains, meats, seasonings, vegetables and fruits.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 17, 2013
Currency Exchange Loss:
Apr 16, 2014