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Andres, 56, lives in his own home with his wife and two daughters. He is a hardworking man and has been responsible with his obligations to his household. For some years now he has worked producing and selling dairy products in the zone where he lives, as well as planting sugar cane and coffee. He has good clientele because he knows how to win the trust of his customers. He offers quality products at a good price. He wants to buy vitamins and concentrated feed for his cattle but with his profits he doesn't have enough for these expenses. For that reason he asks for a loan that will allow him to buy the aforementioned products in order to continue with his work, which is his only source of income, so that he can continue giving his family a better quality of life without any limitations.
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Don Andrés de 56 años de edad vive en casa propia con su esposa y sus dos hijas, es un hombre trabajador y responsable con sus obligaciones de hogar desde hace varios años se dedica a la producción y venta de productos lácteos en la zona donde reside y también a la siembra de caña y café. Tiene muy buena clientela ya que ha sabido ganarse la confianza de sus clientes. Ofrece calidad y buenos precios en sus productos, quiere comprar vitaminas y concentrado para su ganado pero con las ganancias que obtiene no le alcanza para poder hacer esos gastos por eso solicita un crédito que le permita comprar lo antes mencionado para seguir con su trabajo ya que esa es su única fuente de trabajo y así poder seguirle dando a su familia una mejor calidad de vida sin limitaciones algunas.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 564
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Andres to buy vitamins and concentrated feed for his cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 30, 2013
May 16, 2013
Currency Exchange Loss:
Apr 16, 2014