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Marta Licet
Marta, 37, is an enterprising woman. She's married and has six children. They live at home and help with the different farming activities, and they're also young students.

She has earned a living in agriculture for many years, so she has broad experience. She sells her product in the area and on the outskirts of where she lives. She's very popular for her charisma and the personalized attention that she and her husband give each one of their customers. The most important thing in the business for them is the people who make it possible for them to sell their product.

Currently she's requesting a loan to invest in her basic grain and coffee crops. She's buying soil amendments, fertilizer, and other products that will make her crop more certain and reliable for sale.

She dreams of having a better variety of products to sell to her customers and to take the products to other areas to sell. This way she'll be able to generate income for her household, give her children a better future, help them with their studies and other needs, and strengthen her assets for her children.
View original language description ↓
Marta es una mujer emprendedora de 37 años de edad, casada y de su matrimonio tiene 6 hijos los cuales viven bajo su techo y ayudan con las diferentes actividades del campo que además son jóvenes estudiantes. Ella se dedica a la agricultura hace muchos años por lo cual tiene una vasta experiencia en dicha actividad. El producto es comercializado y vendido en la zona y en los alrededores donde ella habita muy popular por el carisma y la atención personalizada que ella y su esposo brindan a cada uno de sus clientes ya que para ellos son lo más importante en el negocio los cuales son los que hacen posible la comercialización de su producto.

Actualmente ella solicita ayuda para invertir en sus cultivos de granos básicos y café comprando abono, fertilizantes y otros productos que harán de su cultivo más seguro y confiable para su venta.

Ella Sueña con tener una mejor variedad de productos que ofrecer a sus clientes y llevarlo hasta otras zonas para su comercialización ya que por medio de esto ella podrá generar ingresos para su hogar y podrá darles un mejor futuro a sus hijos permitiendo apoyarle con sus estudios y demás cosas que ellos necesiten. Así como también fortalecer el patrimonio para sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 42
    View loans »
    Honduras Loans Fundraising
  • $9,863,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Marta Licet to buy fertilizer and soil amendments for her corn, bean, and coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 3, 2013
May 16, 2013
Currency Exchange Loss:
May 17, 2014