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Alejandra Camila
Alejandra is 21 years old. She is unmarried and lives in the city of Ica with her parents and siblings. She is a very friendly, hard-working and enthusiastic individual, with a great desire for self-improvement. Unfortunately, due to a lack of economic resources, and because she needs to work to help her parents, Alejandra has not been able to pursue a degree in Administration as she had wished. In her free time she likes to do some reading and she sometimes cooks a delicious Peruvian stewed pork dish [Carapulcra] to share with her family.

On her own initiative and with much persistence and dedication, Alejandra works as a sales clerk in a photography shop in her city. She works every day, taking care of clients for approximately 10 hours. She thinks things are going well for her because of the good service and friendly treatment that she gives others.

Alejandra is very thankful for Kiva lenders; with their assistance she will be able to renovate a room in her home. This room has only an earthen floor and she needs to put down a concrete one. This way Alejandra and her family will have greater security and well-being. She will continue working hard to achieve her dream of attending university.
View original language description ↓
Alejandra es una mujer de 21 años, es soltera, vive en la ciudad de Ica con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar para ayudar a sus padres, Alejandra no ha podido estudiar la carrera profesional de Administración que desea, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones cocina una riquísima Carapulcra para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Alejandra trabaja como vendedora en un centro fotográfico de su ciudad, ella trabaja todos los días atendiendo a clientes y puede hacerlo por un aproximado de 10 horas, ella cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Alejandra se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que esta solo tiene piso de tierra y requiere ponerle piso de concreto, de esta manera Alejandra y su familia tendrán mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de estudiar una carrera profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD