A loan of $1,925 helped a member to buy house building materials like sand, nails and cement, etc. for the construction of a dwelling house. He will also use part of the loan to buy seeds to plant palm trees.


Alfred M.'s Group's story

Here we meet with a team of teachers from the township of Waterloo, near Sierra Leone’s capital city of Freetown. They have come to SMT, a partner of Kiva.org, to apply for a loan of SLL 8,200,000 to meet their immediate financial challenges. At the end of each month they will repay the loan, using their salaries.

Alfred is the featured leader of this team. Born in Yele village, he is 50 years of age. He is married to a trader and the couple has 4 children who are attending primary and secondary schools. Alfred has been a professional teacher for 27 years now. He has requested his part of the loan in order to buy house building materials like sand, nails and cement, etc. for the construction of a dwelling house. He will also use part of the loan to invest in agriculture. He will buy seeds to plant palm trees.

In this group: Alfred M., Aminata B.v., George



Loan details


Lenders and lending teams



Loan details