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Emiterio is a 56 year old certified organic cacao farmer. He lives in the beautiful village of San Jose with his wife, Matilda, and their six children, four of whom still live at home and are in school. Emeterio is an Extension Officer at Maya Mountain Cacao, where he spends most of his time networking with farmers and assisting them.

Coming from a family of farmers, Emiterio has seen that there is a high demand for cacao domestically and internationally. Cacao is a source of income for Emiterio and it helps him meet his financial obligations. Emiterio and his wife, Anna, enjoy the harvesting process.

Emiterio is requesting this loan to hire people to help clean brush from an area to transplant cacao seedlings. Emiterio's days are limited on his farm due to his demanding MMC work in the field. This loan will really help him prepare his land for transplanting.

He plans to retire to his farm, which will be able to assist him financially to cover his daily expense for him and his wife. He hopes that his children find employment, but take over the farm later on.

Additional Information

About Maya Mountain Cacao

Maya Mountain Cacao (MMC) is a for-profit social enterprise that sources premium cacao beans from smallholder farmers in Belize. Founded in 2010, it generates income for marginalized farmers while promoting sustainable agricultural practices in the southern part of the country.

These cacao farmers use Kiva credit to invest in farm maintenance, improvement and expansion. For example, they might hire workers to help with the harvest or buy inputs such as better tools and seedlings.

About Belize

  • $8,800
    Average annual income
  • 0
    View loans »
    Belize Loans Fundraising
  • $145,900
    Funds lent in using Kiva
  • 2.0
    Belize Dollars (BZD) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Emerterio to clear land for new cacao seedlings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
May 21, 2013
Currency Exchange Loss:
Jul 17, 2014