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Update on Miriam

Señora Miriam continues with her business of knitting blouses from yarn. She relates that things went well with the previous loan, since she used it to buy yarn wholesale. She says that it went well. She grew her business and increased her clientele and therefore her income. At this time she is applying for a loan to purchase yarn wholesale to knit blouses and thus continue increasing her working capital. She feels happy and grateful for this new opportunity that is offered to her.
View original language description ↓
La Sra. Miriam sigue con la actividad del tejido de blusas de hilo, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de hilo por mayor, cuenta que le fue bien creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de hilo por mayor para el tejido de blusas y así seguir incrementando su capital de trabajo, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Miriam is 45 years old. She has 2 children. One is a boy who is 8 years old, and the other is a daughter who is 25 years old and no longer dependent on her. Miriam knits shirts by hand out of yarn. Her workshop is in her own house, which is in the Villa Fátima area. This is her first loan cycle i... More from Miriam's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Miriam to buy yarn to knit blouses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 15, 2013
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Miriam. It was first posted on Kiva on Jul, 2012. Learn More