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El Kuychy Group
In this Group: Yuri, Carmen, Lucila, Cristina, Maura , Juan Marciano, Jenni Alexandra, Jesus *, Yuli Yovana, Nilo , Carlos Roberto
* not pictured
These are the members of the "EL KUYCHY" communal bank, located in the San Sebastian district, in the Cusco province and department.

Juan is 45 years old, married, and has two children. He provides taxi services and has been doing this for several years and things are going well for him, thanks to the effort he puts into his business each day. He works Monday through Friday from 6:00 am to 10:00 pm and he is a responsible and hardworking person who gets his family ahead in this manner.

He is asking for a loan so that he can perform maintenance on his car, such as buying tires for it.

The other members have businesses such as selling clothing, meats, snacks, chicha, mechanic services, and grocery store.

The member who appears in the attached photo requested permission to arrive late for the meeting because of a work commitment. Our member is grateful to those who form part of this dream and is committed to making his payments on schedule.
View original language description ↓
Los socios pertenecen al banco comunal “EL KUYCHY”; Este banco se ubicado en el distrito de San Sebastián, perteneciente a la provincia de Cusco y departamento de Cusco.
El socio es el señor Juan, el socio tiene 45 años de edad,02 hijos y es conviviente; él socio alterna sus actividades diarias brindando el servicio de taxi, el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio trabaja de lunes a viernes desde las 06:00am hasta las 10:00pm aproximadamente, , el socio es una persona responsable y empeñosa siendo de esta forma que el socio saca adelante a su familia.
El socio solicita el crédito para el mantenimiento de su carro como en la compra de llantas.
Los otros socios se dedican al negocio de venta de ropa, venta de carne, venta de golosinas, venta de chicha blanca, mecanico, tienda de abarrotes.
El socio que aparece en la foto adjunta pidió permiso para llegar tarde a la reunión por motivos de trabajo.
El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Kuychy Group's $4,350 loan helped a member to buy tires.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2013
Jun 2, 2013
Currency Exchange Loss:
Sep 17, 2013