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Mirian Venessa
Mirian is a single mother who has two children, aged six and two. She lives with her mother and children in her mother's home.

Mirian makes a living selling clothing. She has her business in her mother's home and buys the merchandise in Guayaquil. She will use the money to invest in this business.

Mirian's dream is to sell all her merchandise so that she has money to buy all that is necessary to eat and offer her children education. In her free time she likes to read books filled with thrilling stories.
View original language description ↓
Mirian es madre soltera tiene dos hijos de 6 y 2 años, vive en Ventanas junto a su madre y los hijos en casa de la madre.

Mirian se dedica a la venta de ropa tiene un local en casa de la madre en donde compra la mercaderia en Guayaquil, el dinero lo va a utilizar para invertir en el negocio.

El sueño de Mirian es vender toda la mercaderia para tener dinero para comprar lo necesario para comer y dar la educacion a los hijos. En los tiempos libres le gusta leer libros de historias emocionantes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mirian Venessa to buy clothing for her business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 20, 2013
Currency Exchange Loss:
Aug 17, 2014