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Jose Hilario
Jose is 53 years old and lives with his wife and child in his own home. Jose is a hard-working and responsible man. For many years, he has worked in the production and sale of milk products in the area where he lives. He has a good clientele since he has known how to gain the confidence of his customers. He offers quality and good prices for his products.

He has decided to invest in the care of his livestock since his business depends on that. Because of this, he has applied for a loan to be able to buy vitamins for the livestock and adjust for the purchase of a milk cow that will allow him to grow his business. With this, he hopes to obtain favorable results and continue providing economic help to his household, which needs it so much.
View original language description ↓
Don jose de 53 años de edad, vive con su esposa y su hijo en casa propia, don jose es un hombre trabajador y responsable, desde hace varios años se dedica a la produccion y venta de productos lácteos en la zona donde reside. Tiene muy buena clientela ya que ha sabido ganarse la confianza de sus clientes. Ofrece calidad y buenos precios en sus productos, ha decidido invertir en el cuidado de sus ganados ya que de eso depende su negocio. Por eso ha solicitado un crédito para poder comprar vitaminas para el ganado y ajustar para la compra de una vaca lechera que le permita crecer en el negocio. Con esto espera obtener resultados favorables y continuar brindando la ayuda económica a su hogar que tanto lo necesita

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 735
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Hilario to purchase vitamins for livestock and to purchase a milk cow.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
May 15, 2013
Currency Exchange Loss:
Apr 16, 2014