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Abida is a 43-year-old married woman. Four months ago, she started a small general store in her community. She offers various goods for daily use and earns enough income to contribute to the family income. Her husband is a laborer, but his income insufficient to support his family alone. Abida is a mother of three children and is motivated to provide for her family. Because she wants to grow her business, she requested a loan of 20,000 PKR to buy stocks of rice and flour, packs of biscuits, and beverages from the market at lower rates. She then would be able to meet increasing demand consistently. She wishes to utilize part of her revenues to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 158
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Abida to buy stocks of rice and flour, packs of biscuits, and beverages from the market at lower rates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 18, 2013
Currency Exchange Loss:
May 17, 2014