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Sadagat is a widow with one son aged 30. Since her husband died, she wanted to protect her son from feelings of want. Sadagat started to work a lot to ensure his education and future. By profession she is a nurse at the local hospital. But Sadagat has been engaged in agriculture for more than 25 years. Her primary income of source is animals: selling sheep and lambs for their meat and wool at the local bazaar. To earn extra income, she also works as a cook in local events like weddings and funerals.

Today, Sadagat has applied for a loan to buy a sheep and expand business in the future.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD