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Lan is 57 years old. She has four adult children who are workers, beverage sellers and engineers. She and her husband grow vegetables to earn a living. He earns about 2,500,000 Vietnamese Dong (VND) per month. Lan’s income is about 3,000,000 VND. She has done this job for eight years. Her family’s total earnings are about 10,000,000 VND (or about 476 US dollars) per month.

Lan has participated in SEDA's credit program since 2008. In the last cycle she borrowed 9,632,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 VND to buy seeds and fertilizer to grow vegetables. She is always hoping to expand her business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 60
    View loans »
    Vietnam Loans Fundraising
  • $17,278,400
    Funds lent in using Kiva
  • 20,886.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lan to buy seeds and fertilizer to grow vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 17, 2013
Currency Exchange Loss:
May 17, 2014