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Ly is 28 years old and has three children. One of her daughters goes to school while the others are still too young to attend.

Ly and her husband earn a living as welders. She has been a welder for five years, earning about 4,000,000 VND a month. Together, her husband and her total earnings are about 7,500,000 VND a month.

Ly has been a part of SEDA's credit program since 2008. She last borrowed 9,184,000 VND and repaid the loan on time. She is now applying for a 9,632,000 VND loan to buy welding tools. She is eager to expand her business and raise her children well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 68
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,886.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ly to buy welding tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 17, 2013
Currency Exchange Loss:
May 17, 2014