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Update on Caroline

Caroline is 26 and from Kisumu. She is married to Harry and has three children who are ten, eight and four years old.

For the last five years Caroline has run a beauty salon where, in addition to doing hair, she carries a variety of cosmetics. She earns approximately 10,000 KES a month.

Caroline is applying for a second loan through KADET LTD, this one for 40,000 KES which she will use to buy more cosmetics to sell. She will put her anticipated profits back into her business.

Caroline’s ambition is to open another salon so she can earn more income.

Previous Loan Details

Caroline is a 25-year-old lady from the Corner Legio area of Kisumu City. She is married to Harry. They have three children who are three, seven and nine. Caroline operates a beauty salon, which also sells beauty products. She has been conducting this business for the last four years, and she ... More from Caroline's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 589
    View loans »
    Kenya Loans Fundraising
  • $49,786,350
    Funds lent in using Kiva
  • 83.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Caroline to buy more cosmetics to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 10, 2013
May 17, 2013
Currency Exchange Loss:
Mar 17, 2014