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Update on Raisa

Raisa has repeatedly turned to Kiva for financial help. On receipt of the previous loan from Kiva, Raisa closed two of her retail spots and opened one new one in the heart of the city. She was able to do it at the expense of accumulated funds from the business.

This time, she needed a sum of 24,000 hryvnia to purchase a new kind of swimwear products and to fill the new outlet. By expanding her product offering, Raisa will be able to increase the number of buyers and thus raise her income.
View original language description ↓
Раиса уже несколько раз обращалась за финансовой помощью к КИВА. С момента получения предыдущего кредита от КИВА Раиса закрыла две свои точки и открыла одну новую в самом центре города. Она смогла это сделать за счет скопленных от ведения бизнеса средств.
В этот раз ей понадобилась сумма в размере 24 000 гривен для того, чтобы закупить новый вид продуктов-купальников и пополнить ассортимент в новой торговой точке. За счет расширения предложенной продукции Раиса сможет увеличить круг покупателей и соответственно поднять свой доход.

Previous Loan Details

Raisa has already used loans through Kiva several times. Each time, the additional financial means have had a productive impact on her business. From the moment she received her previous loan, Raisa was able to open another business location and her income increased by 2,500 hryven (UAH) per mo... More from Raisa's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,975 helped Raisa to purchase a new kind of swimwear products and to fill the assortment in the new retail outlet.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 17, 2013
Currency Exchange Loss:
Nov 17, 2013