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Yosam is a married man, age 43, with 4 children who are all going to school. He is a cattle trader and does most of his trading from home, although at times he takes them to Kampala. He says he works 7 days a week. He also has a banana plantation that can fetch him a good income at the end of a month.

Yosam started this business in the year 1987 and says he has been able to pay school fees and meet his daily needs through this business. He says the need to take care of his family inspired him to start this business and he has done well from it. His main clients are fellow cattle traders and butchers, although some who would like cows for keeping purposes also seek his services.

His main challenge is cattle disease that leads to quarantine. He describes himself as a hardworking man and encourages lenders to reduce on the interest rate.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,589.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Yosam to buy more cows for trading.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 17, 2013
Currency Exchange Loss:
Mar 17, 2014