Although she has received no prior formal education, Regina is an entrepreneur. She specializes in selling footwear in Beahu (near Takoradi). She has been involved in this enterprise for 4 years. Regina is married and has 3 children. Her husband works as a tailor. The proceeds from her business normally go towards helping her husband cover the family’s general expenses and pay their children's school fees. Regina will use the loan to purchase more footwear inventory, thereby aiding her to increase her overall sales. With the profits from her expanded business, Regina plans to further diversify the types of products that she sells, hence adapting to changing customer preferences.