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Rufat is 60 years old, married, and has three adult children. He is a farmer who is raising his family in a rural community. He cultivates their farmland by planting vegetables and fruits, such as cucumbers, tomatoes, quinces and dates, to be sold. He supports his family. He plans to expand his vegetable production to achieve higher production. One of his children, his eldest son, is getting married. For this reason, he is applying for a loan of 1000 AZN. He believes that, with the financial assistance of KIVA lenders through VFAC, he will be able to help his son. Rufat wants to contribute and help his son with his wedding expenses, as he has some financial needs.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rufat to help with his son’s wedding expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 1, 2013
May 17, 2013
Currency Exchange Loss:
Jun 17, 2014