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Artsvik is 49 years old. She lives with her husband and son in Lchashen village, which is in the Sevan area. Artsvik graduated from Yerevan College of Commerce. She has worked as a salesperson, a tailor and a carpet master.

For about 10 years, Artsvik has been engaged in animal breeding in her village. She breeds cows and pigs. Artsvik’s husband sells the meat and dairy products from animal breeding in Sevan regional food markets. The main income for Artsvik’s family comes from their agricultural business and animal breeding, because the salaries are too low in their region. Artsvik is satisfied and happy that with their hard work on their farm, she can meet her family's needs.

Artsvik decided to enlarge her animal breeding business. She is asking for a loan from Kiva to buy two piglets, two young cows and fodder for her animals. She hopes to receive a good profit from this deal and hopes to cooperate with Kiva again in the future.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Artsvik to buy two piglets, two young cows and fodder for her animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 17, 2013
Currency Exchange Loss:
Nov 17, 2014