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Juliana is 42 years old and a secondhand clothing seller. She is married to Theophilus, a 45-year-old driver. They are blessed with two children. She has been in this business for the past six years and is doing very well. She has been a member of ID Ghana since 2010, which she found through another beneficiary of the credit scheme.

She is a very dedicated and hardworking individual.

She has since taken five loans from ID Ghana and has been able to repay without any default. She is applying for her sixth loan and needs GHS 900 to buy more used clothing to sell to her customers in the community in Dansoman.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juliana to buy more used clothing to sell to her customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 16, 2013
Currency Exchange Loss:
Oct 17, 2013