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Gladness Group
In this Group: Florence, Gladys
This group consists of two members, namely, Florence and Gladys. They reside in Dansoman. They decided to form a group, to access credit from ID Ghana, in 2010. They sell foodstuffs, materials and eggs, respectively.

Florence is 42 years old and a foodstuffs seller. She has two children. She gets her goods from the depot in large quantity, and she sells them in the Dansoman community. This is her 10th loan with ID Ghana. She is borrowing the amount of GHS 3,000. She will use it to buy more goods to resell to her customers.

The entire group needs an amount of GHS 3,700, to buy more goods to resell to their respective customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gladness Group's $1,875 loan helped a member to buy more goods to resell to her customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 20, 2013
Currency Exchange Loss:
Dec 17, 2013