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Omarfo Group
In this Group: Mary, Rose
Mary and Rose are partners in this loan group which has been together since 2012. They both live within the Dansoman community. Mary, 28, is married to Francis, a 35-year-old driver. They are blessed with a child who is in school.

Mary sells secondhand clothes (Rose is a hairdresser). For the past three years she has worked Mondays through Saturdays. Thanks to ID Ghana’s training regarding savings, she has made it this far and is doing very well.

Mary is applying for a third group loan of 1,700 GHS for Patricia and herself. She will use her 900 GHS portion to buy more clothes to sell.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Omarfo Group's $875 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 16, 2013
Currency Exchange Loss:
Nov 17, 2013