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Mohamed's Group
In this Group: Mohamed , Moses V.
These are teachers in a technical vocation in the city of Kenema, in eastern Sierra Leone. This school was founded in 1994 by the Roman Catholic Mission to improve education in the community. Teachers of this institution have come to SMT, a partner of, in Makeni, northern Sierra Leone, to request a loan.

Mohamed is the featured leader of the group. Mohamed is age 31. He was born in Loppa Dama, in eastern Sierra Leone. Mohamed is married to a teacher and has three children, who are attending primary and secondary schools. He has been in the teaching profession for 12 years, now. Mohamed is going to invest his loan in a business. He will buy palm oil (the country’s most popular cooking oil) in large quantity, to sell in the local market. In this way, he will be able to generate additional income to supplement his monthly salary.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,282.7
    Sierra Leone Leones (SLL) = $1 USD