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Flor Herminia
The client lives in Quevedo. Ever since she was very little she has liked sewing. She used to practice making dresses for dolls. Then, at a small sewing school, she first sewed with paper while she learned. Then she became a professional.

She does her work with industrial machines for high fashion. She has four of them. She currently works with her daughter every day.

The difficulty she has with her business is her state of health, which sometimes keeps her from working as expected.

She is single, and she has two children, ages 7 and 13. One goes to a public elementary school, and the other goes to a public high school.

She wants to use the loan to buy machines. Her dream is to be contracted by the government to make public school uniforms. With these contracts she will finish making her house and she will have a workshop at her house.
View original language description ↓
La clienta vive Quevedo. Desde muy pequeña le gusta la costura practicaba haciéndole vestidos a los muñecas luego en una pequeña escuela de corte coció en papel primero mientras aprendía hasta que se volvió una profesional.

Su trabajo lo hace con maquinas industriales de alta costura tiene 4 en la actualidad trabaja con su hija todos los días.

La dificultad que tiene en el negocio es su enfermedad ya que no la deja trabajar como es. Es soltera, tiene 2 hijos uno de 7 años y el otro de13 años uno está en escuela fiscal u el otro en colegio fiscal.

Con el préstamo quiere comprar maquinas. Su sueño es ser contratada por el gobierno para cocer los uniformes de las escuelas fiscales, para con eso contratos y terminar de hacer su casa y tener un taller en su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Flor Herminia to buy sewing machines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 14, 2013
Currency Exchange Loss:
Jun 7, 2014