A loan of $5,450 helped a member to buy cosmetics and jewelry wholesale.


Gaviotas Del Sur Group's story

The communal bank Gaviotas del Sur [Seagulls of the South] is made up of eight members, all women. The president of this group is Shirley. She is thirty-seven years old and has two children, ages 5 and 12. Shirley makes a living in selling cosmetics through a catalog. She sells her products door to door, visiting homes and public and private offices in the city of Santa Cruz, where she offers her products. This loan is her first sequence within the institution. Shirley is going to use this loan to purchase cosmetics and jewelry wholesale; there is a current promotion. In this way, she will offer a variety of products to her customers and increase her profits. Her reason for requesting this loan is to continue improving her business; Shirley will use the benefits to continue buying a variety of beauty products. Shirley is a very hardworking person. She feels happy for the opportunity offered to her and her group members, since in some cases, they are the only ones that maintain their families.

In this group: Jael Amparo, Ingrid Eudalis, Clara Beatriz, Shirley Rosse Mery , Eunice, Mariela, Michelli Eliana, Pabla
*not pictured

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Translated from Spanish by Kiva volunteer Christina Mellace



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