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Arlen Ramón
Young Arlen Ramón is a responsible and hard-working person, who has worked as an operator in a small printing house for the past two years. He is single, and employs two people in his business.
He is requesting a loan from Ceprodel to buy building materials such as cement and sand, and to pay labourers, which will be used to plaster the walls of his home.
This loan will be very useful to him, because his earnings are low, and now that this opportunity has presented itself, he is extremely grateful.
View original language description ↓
El Joven Arlen Ramón, es una persona trabajadora y responsable, se desempeña como operador en una pequeña imprenta desde hace dos años, su estado civil es soltero, con una responsabilidad a su cargo de dos personas que depende de él.

Solicita el préstamo a ceprodel para comprar materiales de construcción tales como cemento, arena y pago de mano de obra, estos será invertido en repellar pared de su vivienda.

Con este financiamiento le servirá de mucha ayuda,
Ya que su ingreso son muy poco y ya que se le presenta esta oportunidad, le agradecería mucho.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 43
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Arlen Ramón to make home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 14, 2013
Currency Exchange Loss:
Jun 17, 2014