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Leonardo De La Concepcion
Leonardo has made a living selling hardware goods in a market in Chinandega for forty years.

He is married with three children, none of whom is dependent on him. He works hard to provide for his household and for his wife, who is the reason he puts in so much effort. In his business, he sells all types of hardware products from Monday to Sunday, from eight in the morning until five in the afternoon.

He is applying for a loan to buy merchandise for his business, thus maintaining his sales and offering his clients a variety of merchandise.
View original language description ↓
El señor Leonardo se dedica a la actividad de venta de productos ferreteros en el mercado de chinandega desde hace 40 años.

Leonardo es casado con tres hijos ninguno de estos depende de él. se esfuerza por sacar adelante a su hogar y a su esposa es por quien se esfuerza. en su negocio vende todo tipo de productos de ferreterías, vende de lunes a domingo desde las ocho de la mañana hasta las cinco de la tarde.

el financiamiento lo solicita para compra de mercadería para su negocio y así mantener sus ventas y ofrecerles a sus clientes variedad de mercadería.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Leonardo De La Concepcion to buy hardware products, hammers, hoses, locks, power outlets, and extension cords.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 14, 2013
Currency Exchange Loss:
Jul 17, 2013