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Don Alcides is a 59-year old man, and the father of three children, two of whom are still in his care. He lives in the municipality of El Sauce, where he has lived all his life. He makes his living working as a gardener in a city institution. He has worked there for quite a few years.

Despite his age, Don Alcides feels very happy with his work. He feels that he can still give more to his trade, as it is what he likes to do best: take care of the plants and flowers.

Lately, Don Alcides has been feeling ill, but due to his low salary, he has not been able to get the medicine the doctor prescribe for him. And so he came to Ceprodel to request a loan so he can purchase the medications and have some medical exams done. He wants to get better and do more at work.

Don Alcides's household depends on his salary for their basic sustenance. That is why he does his work as well as possible.
He is grateful to the Kiva lenders and to Ceprodel for the help they have offered him during these years. They have helped his family, who are very poor, as are many in Nicaragua. They really need the helping hand of these good-hearted people.
View original language description ↓
Don Alcides es un señor de 59 años, padre de familia de tres hijos de los cuales dos a su cargo, habita en el municipio de El sauce donde ha vivido toda su vida. Se dedica a laborar como jardinero en una Institución de dicho municipio donde tiene varios años de laborar.

A pesar de su edad se siente muy contento con su trabajo y siente que todavía puede dar más ya que su oficio es lo que más le gusta hacer, cuidar de las plantas y las flores.

Últimamente se ha sentido mal de salud pero debido a su bajo salario no ha podido adquirir la medicina adecuada que le recetó el médico, por lo que se presentó a Ceprodel a solicitar un crédito para la compra de medicamentos y realización de exámenes médicos, con el fin de mejorar y rendir más en su trabajo.

De su salario depende el pan de cada de su hogar por eso lo ejerce de la mejor manera posible.
Agradece a los inversionistas de Kiva y Ceprodel por el apoyo que le han brindado durante estos años que han ayudado a su familia la cual es muy pobre como muchas que hay en Nicaragua y que necesitan de la mano ayuda de estas personas de buen corazón.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Alcides to purchase some medication and have some medical exams done.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
May 13, 2013
Currency Exchange Loss:
Jun 17, 2014