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Carlos Luis
Carlos lives in Playas. He started out 12 years ago with his severance pay from work; he decided to start his own business, an appliance repair shop. He’s become well-known in his sector.

He rises at 6am and heads out to drop his child off at school and then returns to open up his shop. The difficulty he has at his business crime in the area where his business is located. He’s separated and has a 17-year-old son attending public school.

He wants to use the loan to buy a display case and spare parts. His dream is to be able to buy building supplies to do some home improvements.
View original language description ↓
El cliente Carlos vive en playas. Empezó hace aproximadamente 12 años, con la liquidación de su trabajo decidió establecer su propio negocio, de taller de reparación de electrodomésticos hasta llegar a tener un reconocido local en el sector.

Se levanta a las 6h00 y sale a dejar a su hijo al colegio y regresa para abrir su local. La delincuencia que él tiene en su negocio es la delincuencia que hay en el sector donde tiene su negocio. Es separado, tiene un hijo de 17 años que estudia en un colegio fiscal.

Con el préstamo quiere comprar vitrina, repuesta. Su sueño es poder comprar material de construcción para mejorar su vivienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Carlos Luis to buy display cases and spare parts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Jun 1, 2013
Currency Exchange Loss:
Jun 7, 2014