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Rigoberto, 52 years old, lives in his own home with his wife and their two children. He has worked growing corn and beans for 32 years. This is how he makes a living and is able to support his household. He grows a harvest every year, and it is the only way he knows how to make a living. He is a very hardworking, honorable and responsible man. Despite his living conditions, which are very humble, he doesn't tire of working and of providing the very best for his family.

He decided to apply for a loan to buy key agricultural inputs: manure, poisons against pests, seeds, etc, and to improve the land where he plants his crops. His land is the land shown in the photograph. He hopes to have good results since he has no other sources of income. He trusts in God that he will manage to have an abundant harvest, which will allow him to continue supporting his household.
View original language description ↓
Don rigoberto de 52 años de edad, habita en casa de su propiedad junto con su esposa y sus 2 hijo. Él se dedica al cultivo de maiz y frijol desde hace 32 años. De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de como ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, etc. y mejorar el terreno donde siembra que es el que muestra la fotografia. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,320,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Rigoberto to improve his land and buy agricultural inputs like manure, fertilizer, seeds, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2013
May 13, 2013
Currency Exchange Loss:
May 18, 2014