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Flor De Guadalupe
Flor has worked in agriculture for several years. This has given her the ability and the knowledge she requires to look after her crops. She mainly sows maize and beans. She sells her crops to agencies in her locality that deal in staple grains. The money she makes from these sales helps with her family’s bills. She lives with her husband and two children.

Flor is requesting a loan in order to buy agricultural supplies, such as manure, seeds and fertilisers, for use when sowing her crops, and also to improve the land she sows, which can be seen in the photo. She hopes that this will increase her earnings and in that way she can continue to contribute to the household bills without difficulty.
View original language description ↓
Doña flor se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maiz y frijol, comercializa sus cultivos en agencias de granos basicos que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive con su esposo y sus dos hijos, Doña flor esta solicitando un credito para poder comprar insumos agricolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y tambien para mejorar el terreno que muestra la fotografia que es donde siembra y asi poder tener mejores ganancias y seguir ayudando en los gastos de su casa sin ninguna limitacion.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 540
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Flor De Guadalupe to buy manure, seeds and fertilisers, and to improve her land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 24, 2013
May 13, 2013
Currency Exchange Loss:
Jul 17, 2014