Santos lives with his wife and two children. He works in agriculture, growing corn and beans. He's been doing this for many years and has gained valuable experience that allows him to produce the best harvests. The land he works is in an agricultural area. When the harvest is ready he stores it in granaries, as shown in the photo. Santos has to invest in farming supplies, for which he needs capital, so he's seeking a loan from Integral that will allow him to buy seed, fertilizer, insecticide, tools, etc. He has good credit references and is sure he'll be able to pay off the loan on time, and he's confident he'll be able to provide his family the life they deserve.
Don Santos vive con su esposa y sus 2 hijos; el se dedica a la agricultura específicamente al cultivo de maíz y frijoles, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola cuando sus cosechas ya esta lista la va almacenando en los graneros que muestra la fotografia, Santos necesita invertir en insumos agricolas pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herramienta, etc. tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.