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Alfred is a 40-year-old male living and working in the city of Magburaka in the northern province of Sierra Leone. Alfred is married and has seven children, three of whom are attending primary schools. Not only has Alfred been working at a sugar factory for the past ten years, he also generates additional income to support his family through farming.

Alfred is requesting a loan of SLL 1,200,000 from Salone Microfinance Trust (SMT), a partner of Kiva in Sierra Leone in order to purchase seeds to plant in his farm.

Through partnering with his employer, the sugar company, SMT is able to provide borrowers like Alfred with microloans that are repaid through payroll deduction.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,278.0
    Sierra Leone Leones (SLL) = $1 USD