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Ms Gulzar is a 36-year-old married woman. The man shown in the photo is Gulzar’s husband who is a wholesaler by profession. He purchases different types of goods from the market and then sells them to various shops using his motorcycle. He has been doing this business for many years to meet the family expenses. In order to increase sales; Gulzar has applied for a loan of Rs. 30,000 to Kashf Foundation. With this, her husband would be able to purchase more items such as packs of biscuits, grains, juices and sweets. Gulzar is hopeful that this loan will be a productive one for her husband and will bring positive changes to his business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gulzar to purchase more items such as packs of biscuits, grains, juices and sweets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
May 15, 2013
Currency Exchange Loss:
May 17, 2014