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Al Ahiba Group
In this Group: Maryam, Hala, Jamal
Maryam is the featured borrower of Al Ahiba group. She got together with her other group members to apply for a loan from Kiva's partner Al Majmoua, because they have always been neighbors and friends.

Maryam is a 49-year-old married woman, mother of three children. She has been working preparing and baking the special traditional Lebanese Saj bread for twenty years. She used to work as a tailor, but she preferred to turn to a daily income business, which will support her family better.

She is an expert in her domain and is working hard to develop her business as much as she can to keep her customers satisfied. With the applied-for loan, Maryam will buy a special new Saj bread oven and a dough smoothing machine that will help her a lot in doing the requested job in a short time with an excellent quality.

She is the first one from the left.

Hala is the one in the middle, she is a 52-year-old married woman, mother of four children, with three years of experience in selling Brazilian gold. The requested loan, will be invested in increasing the collection she has to attract customers' attention.

Jamal has been selling make-up and cosmetics for three years. She is 60, married with four children. The requested loan will be invested in buying a refrigerator for her house.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 35
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Ahiba Group's $1,500 loan helped a member to buy a new Saj Oven and a dough smoothing machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 15, 2013
Currency Exchange Loss:
Mar 17, 2014