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Phy's Group
In this Group: Phy, Oeurn, Sreymom
Phy, originally from Tbaung Khmum district of Kampong Cham province, is 46 years old and blessed with four dependent children who are students in the local state school. She has a half-hectare area for growing rice to support the family's daily food consumption while her husband catches fish to sell. The current business, which he has been involved in for 24 years, has returned him about 10,000 KHR per day. Phy is a first time borrower with VisionFund(Kiva’s partner). She formed a group of three to apply for a new loan. As the leader, she will spend her loan portion to buy necessary fishing materials to support her husband's business. She hopes that she can improve her family’s status and earn more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 226
    View loans »
    Cambodia Loans Fundraising
  • $39,843,075
    Funds lent in using Kiva
  • 3,987.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phy's Group's $775 loan helped a member to buy necessary fishing materials to support her husband's business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 15, 2013
Currency Exchange Loss:
Apr 16, 2014