A loan of $1,000 helped to pay for grocery items, toiletries, and beverages needed in her business.

Ma. Flora's story

This is Ma. FLora, 44, a resident of Tanza, Cavite, Philippines. Her partner is Robert, who works abroad. They have children. She manages their household while operating her business. She is working hard to continually provide income for their everyday expenses.

Ma. Flora operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community, and she earns a minimum of PHP 500 in sales every day.

She is requesting a PHP 40,000 loan to help her continue the operations of her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory.

Ma. Flora hopes that her business will continue to grow, and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her life and business every week, and she draws strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.

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