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Agapi, a 23-year-old young lady with a nice Greek name, lives with parents and brother in Ijevan city. Agapi works in Ijevan city municipality as a specialist in community land tax. At the same time, Agapi and her family are engaged in farming. They breed cows and pigs and grow vegetables in their garden. Agapi says that to meet family needs just with their salary is very hard so they must work hard day and night to sustain their family. Agapi likes farming and does that occupation with pleasure. The agricultural products Agapi’s father sells in Ijevan food markets. Agapi and her family are asking from Kiva lenders a loan of 1,100,000 Armenian drams to buy four young cows and hope to receive more profit from their animal breeding.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 415.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Agapi to buy four young cows.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 17, 2013
Currency Exchange Loss:
May 17, 2016