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Nche, a married father of seven, lives with his family in a five-bedroom apartment house in Bamenda, North West Region of Cameroon. He has faced many challenges in life including inadequate finance for his business, the death of family members, problems with one of his sons, and an accident with a gun at a death celebration that led to severe wounds on his hand.

With the requested loan, Nche will buy farm seedlings for yams, maize, beans, and cassava. He is very positive his business will succeed because he has been a farmer for many years and knows all the techniques for ensuring a good yield, and he will plant the seedlings in fertile land. With this business activity, the community will have a supply of foods at all times; people will not need to travel far distances to buy food since he will sell to them at reduced prices.

With the profit from the loan, Nche will educate his children, provide them with three square meals a day, and reinvest some of the profit into his business. He prefers GHAPE loans because of convenient repayment intervals and the fact that the members are taught business management skills before the loan is disbursed.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,209,075
    Funds lent in using Kiva
  • 498.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD