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Anyuta is a 59-year-old business lady. Anyuta lives with her husband and son in Vanadzor city. She graduated from Gyumri State Polytechnic Institute at the Department of Light Industry Technologies. For a long time Anyuta worked in a knitting factory as an accountant, but as the salary was low she decided to run her own business in Vanadzor.

For more than 10 years, Anyuta has been engaged in food trading business. She sold her goods in a little store which she built out of the profit from trading near their house. Anyuta sells food; vegetable oil, butter, juices, mineral water, canned food, sweets, bread, meat, dairy products and so on.

During 10 years of hard work, Anyuta has received a good repute and a lot of clients from her living area and neighboring areas of Vanadzor city. Customers prefer to buy food from Anyuta’s store because there you can find only fresh and good quality products. Anyuta’s son helps her in the trading business and transports goods from Yerevan wholesale markets to their store in Vanadzor city.

Anyuta decided to open a household goods section in her shop and for this she is asking for a loan from Kiva lenders to repair the household goods section of her shop and buy a lot of household goods from Yerevan wholesale markets for resale in her shop. This way she hopes to add to the number of her clients and to receive more profit from her business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 415.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Anyuta to repair the household goods section of her shop and buy lots of household goods from Yerevan wholesale markets.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 14, 2013
Currency Exchange Loss:
Jun 17, 2014