A loan of $1,000 helped to invest in working capital by buying seafood so sell to regular and one-off customers.


Guillermo Ramon's story

Guillermo Ramón is 49 years old, single and has two adult children. He is originally from León, which is in the west of the country. Guillermo is hard-working, responsible and has a desire to move ahead in life. Unfortunately he was never able to study at university, due to a lack of money, and was forced to work from an early age. Thanks to his efforts and his desire to move head in life, Guillermo works selling sea food. He receives orders and fulfills them for both regular and one-time customers, working around eight hours each day. Guillermo enjoys his work. This loan will be used to invest in working capital and to stock up his business by buying seafood. He sells it on at a good price so that, in the not-so-distant future, he will be able to improve his income. Guillermo is grateful for the help that Kiva lenders are giving to people with little resources and to poor countries, such as Nicaragua, so that people can have a decent job.

Translated from Spanish by Kiva volunteer Iain Gaw



Loan details


Lenders and lending teams




Loan details