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Maria Zoila
She lives in Guayaquil. She started her business selling vegetables and legumes because she had no steady job. She started gradually to improve her income and bought early in the market in order to have her small store. She now has a store. Her difficulty in the business is thieves because there are quite a few in the sector where she lives. She’s single and all her children are adults. She wants to use the loan to buy rice, sugar and oil to improve the products she has in her store. Her dream is to have a large business of her own.
View original language description ↓
La clienta Maria vive en Guayaquil. Ella comenzó su negocio de venta de legumbres y vegetales ya que no tenía trabajo fijo, comenzado poco a poco a mejorar sus ingresos comenzó a comprar en el mercado temprano para tener una pequeña tienda. Actualmente ya tiene una tienda.

Su dificultad en el negocio son los ladrones ya que hay bastantes en el sector donde ella vive. Es soltera, todos sus hijos son mayores de edad.

Con el préstamo quiere comprar arroz, azúcar, aceite para así mejorar los productos de su tienda. Su sueño es tener un negocio propio y grande.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria Zoila to buy rice, sugar and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 16, 2013
Currency Exchange Loss:
Jun 7, 2014